Disclaimer.

1. What ShareFund is

ShareFund is a business-to-business software platform. We build, host, and maintain the rails that let an operator run a branded investment offering: the investor frontend, the admin console, the append-only ledger, the settlement engine, the audit log, and the branded transactional email.

We license this platform to operators under a commercial engagement contract, on a setup-fee plus platform-fee basis. That is the entirety of our commercial relationship with an operator. We are a software vendor, in the same plain sense that AWS, Stripe, or Twilio are software vendors to the businesses that build on them.

2. What ShareFund is not

ShareFund is explicitly not, and does not hold any license or registration to act as:

• A bank, financial institution, broker-dealer, fund manager, exchange, or investment advisor.
• A custodian of operator funds or of investor funds.
• A counterparty to any investor on any operator's tenant.
• A regulator, certifier, auditor, or guarantor of operator conduct.
• An issuer, distributor, or promoter of any operator's investment offering.

Our presence in the technology stack of an operator's offering does not constitute endorsement, vetting, approval, or due diligence of that offering by ShareFund.

3. Custody, the operator owns it, never ShareFund

Operators bring their own custody. The platform integrates with whatever the operator chooses to use to hold investor funds, examples include:

• A self-hosted crypto wallet (such as USDT on BEP-20 or TRC-20) controlled by the operator.
• An exchange custody account (such as a Binance, Bybit, or OKX corporate account) opened and controlled by the operator.
• A fiat payment processor (such as Stripe, Adyen, Checkout, Razorpay, or another acquirer) onboarded under the operator's own business identity.
• A combination of the above.

In every case the operator holds the signing keys, the merchant-account credentials, the processor login, and the legal relationship with that custody provider. ShareFund's software calls the operator's chosen custody to display balance and to facilitate operator-initiated payouts; we do not hold, move, or co-sign funds on the operator's behalf, and we do not have the operational ability to redirect funds away from the operator.

ShareFund's revenue is the setup fee and the platform fee charged to the operator for the software. We do not take a percentage of investor deposits, do not earn from movement of investor funds, and do not act as an intermediary between investors and operators.

4. What our software does enforce, and what it does not

The platform enforces certain accounting invariants inside the tenant database it controls. These do not extend to verification of the operator's underlying real-world business.

What we do enforce

• Append-only ledger. Once a row is written it cannot be edited or deleted by an operator. Corrections are new rows with the original referenced.
• Five daily consistency checks. Bucket totals match ledger sums, ownership sums match supply, settlement totals match reported profit, pending withdrawals match reserved balances, declared custody balance is greater than or equal to total liability.
• Tenant isolation. One operator cannot read or write another operator's data through the platform.
• Audit trail. Every admin action is logged with actor, timestamp, and the before/after values.

What we do not verify

• Whether settlement entries reflect real underlying transactions in the operator's business.
• Whether the operator's chosen custody actually holds the funds the ledger says it does.
• Whether the operator's business model is accurate, sustainable, or lawful in the jurisdictions it serves.
• Whether the operator's marketing claims are accurate.
• Whether an operator's offering complies with securities, banking, AML, sanctions, consumer-protection, or tax law.

The platform is a record-keeping system, not a forensic auditor. Operators control what data they enter. Our job is to make that data tamper-evident, not to make it true.

5. Operator responsibility

By using ShareFund, an operator accepts sole responsibility for:

• The legal, regulatory, licensing, and tax posture of their offering in every jurisdiction they serve.
• Honest, accurate, and timely entry of settlement and sales data.
• The custody of investor funds and the security of their wallets, exchange accounts, or payment processor accounts.
• The conduct of their ops team, their admins, and any agent acting on their behalf.
• Their communications with investors, their marketing claims, their disclosures, and the resolution of any dispute between them and their investors.
• Compliance with sanctions, AML, KYC, and consumer-protection law applicable to them.

6. Investor responsibility

If you are an investor evaluating an offering on an operator's tenant, the following are your responsibility, not ShareFund's:

• Conducting your own due diligence on the operator, their team, their business model, their custody arrangement, their legal and regulatory standing.
• Assessing whether the offering is suitable for you given your jurisdiction, tax position, and risk tolerance.
• Reading the operator's own terms, privacy policy, and risk disclosures, which are separate from ShareFund's.
• Understanding that ShareFund's presence as the technology vendor is not, and cannot be construed as, an endorsement or approval of the operator's offering.

7. Reporting concerns about an operator

If you believe an operator using the ShareFund platform is engaged in fraud, misrepresentation, or other unlawful conduct, do all of the following:

• Contact the financial regulator and law-enforcement authority of your jurisdiction.
• Contact independent legal counsel.
• Notify us by writing to the abuse contact (added at launch) so we can act within our scope, which means responding to valid legal process and, where appropriate, ending an operator's access to the platform.

Note that ending an operator's platform access does not recover investor funds, since the funds are held by the operator's own custody and not by ShareFund. Recovery, if it is possible, is a matter between the investor, the operator, the operator's custody provider, and the relevant authorities.

8. Limitations of liability

ShareFund is provided to operators "as is" without warranty of any kind, beyond what is specifically agreed in an engagement contract. To the maximum extent permitted by applicable law, our aggregate liability to any operator or investor arising out of or relating to the platform is limited to the platform fees the operator has paid to ShareFund in the twelve months preceding the claim. The detailed contractual limits are in the operator-side Terms of Service.

9. Forward-looking and indicative statements

Any return ranges, performance examples, or screenshots shown on this marketing site, or on an operator's tenant, are illustrative. Past performance does not predict future performance. The platform does not allow any operator to display guaranteed-return language; if you see such language on an operator's site, it is contrary to our policy and you should report it.

10. Updates to this disclaimer

This disclaimer may be revised as the platform evolves. Material revisions will be announced here with an effective date. The most current version always lives at this URL.

Last updated, May 2026. Operator contact information will be added at launch.